Here are links to the websites of my co-authors:

Thorsten Beck (Tilburg University)

Charles Calomiris (Columbia University)

Vidhi Chhaochharia (University of Miami)

Stijn Claessens (IMF)

Asli Demirguc-Kunt (World Bank)

Mariassunta Giannetti (Stockholm School of Economics)

Harry Huizinga (Tilburg University)

Edward Kane (Boston College)

Randall Kroszner (University of Chicago)

Leora Klapper (World Bank)

Ross Levine (Brown University)

Raghuram Rajan (University of Chicago)

Christopher Woodruff (University of San Diego)